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August 2018

If you are a young person and considering having children, we might have more reason to be sure that you are adhering to a diet and exercise program. A rather new field called epigenetic processes is ignoring interesting facts about how we send genetic signals to our children. We always know of the correlation between the health of the mother during pregnancy and the baby's health, but we are finding genetic signals the father is sending also have great significance. And they go deeper than we have ever thought.

A recent Australian study has found that obese fathers will not only raise the risk of obesity for their children, but also the grandchildren. Further examples in the study also found an increased risk of developing type II diabetes in both male and female offspring, and this apparently can be passed along by either parent. Folate deficiency in fathers resolved in a 30% higher risk of birth defects. Folate is the necessary ingredient for overall neurological health, which includes learning, memory and cognitive skills.

All of these findings show a significant effect on the father's nutritional status for the unborn child. It is now thought that the father's health possibly can have more bearing on the child's health than the mothers in some instances. This is definitely new ground in understanding how health choices of parents significantly affect their children and their grandchildren.

Since we now know that the human genes are malleable and can be affected and shaped by the environment along with thoughts and emotions, we also know that they can be affected in positive ways. Every person has the power to make alterations in their genetic expression by the lifestyles they lead. Those dietary and environmental choices if they are the right ones can give extra protection against potential health problems of their children.

Probably the most obvious target for poor health is when it comes to obesity. Obesity rates in the United States and around the world are growing by leaps and bounds, but they are also growing at alarming rates with children. If we as a society do not do something to reverse this trend those "fat genes" will be passed on to future generations, making it ever more difficult to reverse the trend of overweight people.

A greater understanding of epigenetics should shed more light on how important wise lifestyle choices of both parents are. Certainly it is going to be impossible to control every factor that goes into your children's health. But we now understand that there are more factors under our control than we had ever previously thought. No longer can people entirely dismiss health issues that our children are having as bad luck or God's will. In the United States our infant mortality rates are some of the worst in any developed country. Through education and understanding all future parents have the ability to turn those horrible numbers into something that is at the very minimum more in line with the rest of the world.

Source by Rich Carroll

Plastic surgery is one of the most popular topics in discussion today and everyone knows about its various benefits.

Plastic surgery is a delicate art and a serious science that helps to boost a person's self esteem and adjust to different surroundings. People start feeling inferior as wrinkles set in with age and feel an urge to improve their appearance. For these they can now choose the procedures that are available with many plastic surgery clinics.

The main purpose of plastic surgery is not just to make your face and body prettier but the main aim of reconstructive surgery is to restore the appearance and function of several body parts. For instance such surgeries are done in cases of a serious trauma or car accidents. Such operations can also be life saving in many cases.

The psychological health of a patient also gets a boost which is another merit of cosmetic surgery. The people who have undergone such beauty procedures say that that they feel more confident about themselves post surgery which is another great advantage of cosmetic surgery. Research has also demonstrated that plastic surgery procedures make people feel more sexually attractive. This confirms the fact that even minor changes in the outside can bring great advantages in the inside.

The patient must have realistic expectations for achieving external and internal benefits of cosmetic surgery completely before going to a specialist. They have to know that the doctors can not perform miracles and fully change a person's appearance. Such unrealistic expectations will only lead to disappointment and dissatisfaction.

Whether a person opts for cosmetic surgery to improve his look or lifestyle, there will be greater emotional benefits as the patient starts feeling comfortable in their body. After undergoing such procedures, many people have stated that they have become more confident and sociable. When they get used to this change and this greater level of self confidence, it can be a benefit that lasts forever and with great benefits.

Disclaimer: The contents of this article are for informational purposes only. We aim to be as accurate as possible, but there may be some unintentional omission of information. The content is not a substitution for professional medical advice, diagnosis, or treatment. Always seek the advice of your doctor or other qualified health provider with any questions you may have regarding your medical condition. Never disregard professional medical advice or delay in seeking it because of something you have read on within this article.

Source by Hiro B Park

If traditional dental practice could be viewed as the mouth's caretaker – fixing and maintaining healthy teeth and gums and damaging decay – cosmetic dentistry would be the mouth's interior decorator. Its mission is enhancing the beauty of the patient.

Yet like the practice of plastic surgery, cosmetic dentistry sometimes uses the same techniques and materials as traditional dental services. Many people who have had injuries or illnesses that have damaged their teeth or enamel may need repairs that both make them look better and ensure that their teeth remain strong or useful. These repairs can be done by cosmetic dentists or often by dentists with a more general practice. But the bulk of the practice for cosmetic dentists are elective procedures.

Improvements in dental hygiene have dramatically affected the practice of dentistry. Sealants, fluorides and electric toothbrushes have cut the number of cavities. About half of all schools have no cavities, compared with 28 percent who were cavity-free in the early 1970s. Adults lose fewer teeth and get less gum disease now. This good news on oral health has meant a sharp decline in dental business.

The advent of cosmetic dentistry has rejuvenated some practices. Cosmetic dentistry is not recognized as a specialty by the American Dental Association, and general-practice dentists can offer these services without meeting any special requirements. Dental magazines are filled with tips on how dentists can boost their business by offering and promoting cosmetic services, while dentistry schools are offering more courses on cosmetic procedures. Some dentists now help patients visualize proposed changes with fancy new video and computer equipment.

Cosmetic dentistry is not cheap. For example, it can cost thousands of dollars to get a newly designed smile through the miracle of veneering, or adding synthetic enamel, which must be replaced after three to 12 years. Insurance generally does not cover cosmetic procedures, so the cost is entirely out of pocket.

Some of the techniques used in cosmetic dentistry are:

– Bleaching. Using peroxide gels to make teeth whiter is especially popular because it is relatively simple and cheaper than covering over stained teeth with bonding materials or veneers. Dentists can bleach in the office in a series of two to seven sessions or can make a plastic dental tray for patients to use with bleaching gel at home, a process that takes longer to get the same results. The process costs anywhere from $ 300 to $ 900 per upper or lower row of teeth.

Contouring. Another relatively conservative procedure uses a sandwich disc to give new shape to teeth or make them less crowded. This might cost $ 50 to $ 75 per tooth.

– Gum removal. Dentists also can surgically remove excess gum from above front teeth for people with "gummy" smiles. This can run several thousand dollars for the entire job.

– Bonding. This uses a composite resin material to close gaps and nicks. Requiring one office visit and little if any tooth reduction, it was an advance over capping (also called crowning), which involves grinding teeth down to stems and covering the stumps with porcelain crowns. Crowns are still needed to fix some severely damaged or disappointed teeth, but bonding will cover less serious flaws. Bonding can cost between $ 200 and $ 1,000 per tooth and lasts anywhere from three to 10 years.

Cosmetic dentists sometimes also advise patients to replace their old silver-colored amalgam fillings in back teeth with white composite resins. The resins last five to eight years, while silver amalgam can last for decades.

– Veneers. These fingernail-thin porcelain shells are bonded to the fronts of individual teeth to whiten and reshape them and fill in gaps, after a thin layer of enamel has been ground off. It takes two office visits, one to make an impression of the tooth to send to a laboratory and one to apply the veneer. The cost ranges from $ 500 to $ 2,000 per tooth. Veneers generally last anywhere from three to 12 years. They must then be replaced, because the natural enamel is gone.

Source by Alexandru L Simion

Oral thrush is a fungal infection caused by an overgrowth of Candida albicans in the mouth. White patches are visible on the tongue and on the lining of the baby's mouth. Common in babies under a year old, oral thrush can cause the baby's mouth to feel sore and make it connectant to feed. The condition is sometimes associated with nappy rash caused by the same fungus. Treatments include antifungal creams, a Candida-elimination diet (for the mother if she is breastfeeding-feeding), probiotics and the homeopathic medicine Borax.

Why it Occurs:
Candida albicans is a yeast organism that is naturally present in the mouth and the gut. An overgrowth of the yeast in the mouth results in oral thrush if the oral bacteria that keep it in check are disturbed by certain antibiotics. Some complementary practitioners say that a dietary imbalance may also disturb the bacteria. As well as young children, thrush can affect the elderly and people with impaired immunity.

Self-Help:
If you bottle = feed your baby, take care to thoroughly sterilise all equipment.

Conventional Medicine
ANTIFUNGAL DROPS AND GELS – The doctor will examine your baby's mouth and may take a mouth swab to check for the presence of Candida albicans. If oral thrush is confirmed, the doctor may prescribe an antifungal treatment, such as nystatin, to be applied to the baby's mouth.
Oral thrush usually improves shortly after starting the treatment, and should clear up within a week, but it may recur.

PREVENTION – To prevent Candida from overgrowing in the future, breastfeeding mothers may be prescribed an antifungal cream for their nipples. If you bottlefeed your baby, make sure all the equipment you use is thoroughly sterilized by immersing it in boiling water.

Nutritional Therapy

Candida albicans, the yeast liable for oral thrush, thrives on sugar. Eliminating or reducing sugar and refined carbohydrates, such as white flour products, can help to starve yeast out of the system. To help clear thrush in a breast-fed baby, the mother can cut back on her intake of sugar and refined carbohydrates, and take probiotics.

Probiotics (healthy gut bacteria supplements) may be very useful in treating oral thrush. You can give probiotics to your baby by adding the contents of a capsule or a powder to water or another drink.

Homeopathy
Borax is a specially prepared homeopathic medicine for oral thrush. Babies who respond to Borax may be nervous and jumpy. Crush one tablet or two pills of the 6C strength between two teaspoons and give a small amount, dry on the tongue, 3 times a day at least 10 minutes before or after a feed.

Source by Luke Mathews

Dental implants cost is getting higher in the US and with insurers not willing to cover, people are in a fix about getting their teeth in order. Nowadays, everyone wants affordable dental implants as the need to look perfect is rising each year. And Americans are not disinclined to try out implants outside US choice and reasonable ways of doing it.

Costs are a third of US

It is high dental implants cost that is pushing more and more people to Mexico where it can be done at far cheaper rates compared to the US. Most dentists working in Mexico are experts and very well experienced, but their charges are almost a third of similar dentists coast to coast. For every implant in the US, basic costs increase from $ 1000 and could go over $ 30,000 in the US. But in Mexico you can save just about $ 3000 on each implant.

Dental implants cost diffenders depending on your teeth, gum quality and root with the structure of your jaw. If over adaptations and changes have to be done, costs could easily spiral up. If you had to do it in the US, you would either get insurance coverage or easy loans from lenders to get your implants done. And more people want to go for implants laately as wearing artificial teeth can be cumbersome and as you age, you get under to lose your teeth.

X-rays and oral examination to ascertain bone density

Dentists the world over go for bridging permanently by grinding them to a post to fill the gap caused by missing teeth. This is difficult and primarily the major reason for high dental implants cost. Mostly, other types of filling are not permanent in any way and you have to work on them while tooth implants are like your old tooth that had fallen off due to prime of life.

It also has the feel and look of normal tooth that also enhances your looks. It is not also a one-size-fits-all sort of procedure as success of implants is strong-minded how fast the region around heals.

In Mexico, dental implants cost is much less and not performed before the dentists do a detailed oral examination with x-rays. Without the bone density is perfect and the jawbone is in great shape, they will not make the implant. You may also require a bone graft with calcium implants to make it grow.

It could take an hour for each tooth and graft costs could be approximately $ 350 per tooth compared to $ 1200 in the US. Abutment and crown with the implant could be within $ 1850 rather than $ 3600 to $ 4800 that you have to pay in the US for a comparable dental implants cost.

Source by Zahari Ibrahim

Thomas Nagel begins his collection of essays with a most intriguing discussion about death. Death being one of the most obviously important subjects of contemplation, Nagel takes an interesting approach as he tries to define the truth as to whether death is, or is not, a harm for that individual. Nagel does a brilliant job in attacking this issue from all sides and viewpoints, and it only makes sense that he does it this way in order to make his own observations more credible.

He begins by looking at the very common views of death that are held by most people in the world, and tells us that he will talk of death as the “unequivocal and permanent end to our existence” and look directly at the nature of death itself (1). The first view that Nagel decides to discuss is the view that death is bad for us because it deprives us of more life. Most people are in the view that life is good; even though some experiences in life can be bad, and sometimes tragic, the nature of life itself is a very positive state. Nagel also adds that when the experiences of life are put aside, this state is still positive, and not simply “neutral” (2).

Nagel goes further to point out some important observations about the value of life. Mere “organic survival” cannot be said to be a component of value (2). Nagel gives the example of death and being in a coma before dying. Both of these situations would be equally bad situations. Another observation is that “like most goods” the value can become greater with time (2).

Looking now at what is bad about death instead of what is good about life, Nagel presents some obvious thoughts regarding this point. Life is good because we have the conscious ability to experience and appreciate all that life has to offer. So death is bad because it deprives us of these experiences, not because the actual state of death is bad for us.

The next point that Nagel makes is that there are certain indications that show how people do not object to death simply because it “involves long periods of nonexistence” (3). It is said that people would not look at the temporary “suspension” of life as a terrible misfortune, because the fact that it is temporary tells us that this will ultimately bring the state back to that of conscious life. Also, we do not look at the state being before we are born as a misfortune, or deprivation of life, because that life has not yet begun and, (as Nagel states later), he refutes the possible argument that the person could have been born earlier and had more life, with the fact that if that person was born substantially earlier, he would cease to be that person, but instead someone else entirely.

Nagel discusses next three problems. The first is a view that there are no evils that are not rooted in a person consciously “minding” those evils. Nagel puts this view in to easier terms by saying that this is the same as saying “what you don’t know can’t hurt you” (4). There are several examples that can illustrate this theory. People who think this way would say that it is not a harm for a person to be ridiculed behind his back, if he doesn’t know about it. If he doesn’t experience the evil, it is not bad for him. Nagel thinks this view is wrong. The natural discovery here is that it is bad to be betrayed, this is what makes the whole situation unfortunate; not because the discovery of this betrayal makes us unhappy.

The second problem is that which has to do with who the subject of harm caused by death is, and when exactly this occurs. Harm can be experienced by a person before death, nothing can be experienced after death, so when is death itself experienced as a harm? The third problem deals with posthumous and prenatal existence.

Contemplating the good or bad aspects of death, Nagel observes that we must look at the possible circumstances surrounding a death, and the pertinent history of the person who dies. This is important because we miss a lot that is important to the argument if what we take into consideration is exclusively the state of the person at the moment of death. Nagel gives an example of a very intelligent man sustaining an injury that causes him to regress to the mental capacity of an infant. His needs can be fulfilled like those of an infant and be kept happy as long as simple needs are met. His family and friends would look at this as a terrible misfortune, even though the man himself is not aware of his loss. This situation is unfortunate because of the deprivation of what might have been had he not been injured in this way. He could have gone on to accomplish great things for the world and his family, and live out his life through old age as an accomplished and acclaimed individual. This would have lead him to great happiness, but it can be observed that this same man in a state of mental capacity to match that of a child is also happy, but Nagel agrees that what happened to this man is a tragedy because of the terrible loss of the life the intelligent man could have led. This situation can relate to death in this way of thinking about deprivation. Death is bad because it robs you of what could have been.

After making these observations, Nagel states that “This case should convince us that it is arbitrary to restrict the goods and evils that can befall a man to non-relational properties ascribable to him at particular times” (6). There are endless circumstances and happenings going on that affect a person’s fortune or misfortune. Many of these never coincide directly to the person’s life. We must consider that there is no way to pinpoint the exact position of a misfortune in a person’s life, nor a way to define the origin. People have dreams and goals in life that may or may not be fulfilled. There is no way to find all of the circumstances and possibilities that go into whether or not these hopes and dreams are eventually fulfilled, but Nagel tells us that we must simply accept that “If death is an evil, it must be accounted for in these terms, and the impossibility of locating it within life should not trouble us” (7).

There are some who view the time before birth and the time after death as the same. We exist in neither, though Nagel argues that there is a difference. This whole essay has expressed exactly his view that though we do not exist in either case, death deprives us of time that we could have been living our lives.

Nagel makes an interesting observation about whether we can assign as a misfortune an event or aspect of life which is normal to all humans in general. We all know that we all will die and that the maximum amount of life is somewhere around 100 years. So is it still plausible to say this is a misfortune? He also gives the example of moles, which are blind. It is not a misfortune for a mole to be blind because they are all blind, and they will never know sight and be able to appreciate it. But Nagel also presents the example of a situation in which everyone goes through six months of pain and anguish before dying. Everyone knows that this is going to happen, but does that make the event any less of an event to dread and fear?

We are brought into this world and brought up with aspects of our lives that we appreciate. The deprivation of these things that we learn to appreciate is a misfortune, because we have learned to live with these privileges. It is unfathomable for a human being to grasp the concept of a finite life, in the truest meaning of understanding. We do not think of our lives right now as a set out plan or a finite sequence of events. We do not live day to day thinking of what we should do according to how much time we have left. Our lives are essentially an open-ended sequence of good and bad circumstances and possibilities. Death is the abrupt interruption of this sequence that we cannot help but be in the mindset will never end. This is how death is a deprivation, and ultimately, a bad thing for a person.

In conclusion, Nagel offers a good argument in his essay on death about death itself being a harm. Whether a person believes in the immortal life or not, it must still be considered that dying deprives you of the goods and experiences of life. This view seems unavoidable. A person who dies at age 92 has lived a full life to the best of his ability and has experienced more than someone who dies at age 32. The person dying at age 32 had many things that he wished to accomplish and experience in his life, and since the event of death has taken away all possibility of any of these goals coming to pass, and undermines all the work that he has put forth up to that point in pursuit of his goals, death is a terrible tragedy for him.

Work Cited

Nagel, Thomas. Mortal Questions. Cambridge: Cambridge UP, 1979.

Source by Emily Crawford

With the rise in the problems related to tooth decay, teeth care and replacement techniques have attracted the attention of many across the world. One such technique is the placement of dental crowns. Let us have a look into the details of having a tooth crown in this article.

What are Dental Crowns?

A dental crown denotes a cap that has the shape of a tooth. This is often placed on top of a tooth to regain the size, structure, strength, shape and appearance of the same. Crowns generally cover all visible portion of the tooth and are seen well above the line of the gums.

Types of Dental Crowns

There are basically 4 different categories of crowns used by dentists.

Metal Tooth Crowns: This type of crowns is made up of gold, nickel, chromium or palladium alloys. They are very durable and support the process of chewing. They prove to be resistant to the wear and tear that teeth generally undergo. The biggest disadvantage of this type of crown is the color of the crown that is very much visible when placed in position. If you want to have a crown for tooth that care located at the backside, then this type of crown would prove to be the right choice.

Porcelain-Metal Fused Tooth Crowns: This type of crown looks natural and can be rated next to the ceramic type if the natural aspect of the artificial teeth is considered. However, they are often subjected to chipping and breakage.

All-Resin Tooth Crown: This type is pretty cheap compared to the other types of crowns. However, they may not prove to be durable and are very much sooner to fractures.

Ceramic or Porcelain Tooth Crown: This type of crown is the best choice when the natural appearance is considered as the most important factor. However, they are not strong and are subjected to wear and tear. However, they prove to be a remarkable choice for those with metal allergies.

Should you opt for a Dental Crown?

o If you have a weak tooth that has been cleaned recently, you might want to resort to a dental crown in case where most of the tooth has cracked already and is likely to be subjected to breakage.
o If you have broken a part of your tooth accidentally, then a tooth crown can pacify your needs better.
o If any of your teeth has declined too and has been filled with fillers, you may need a tooth crown in case the filled section is very large and is subjected to breakage.
o To support a dental bridge that you have.
o To cover up severely discolored teeth
o To cover up the teeth that are out of shape
o To cover dental crowns implant if you have any!

Source by Lara Aemerinth Paige

For decades forms of electricity have been applied to the body to make the body heal itself. Originally the use of electrotherapy was to correct a situation where the body was not healing itself. One of the first uses for tissue healing was to use what was then called "high voltage" current, applied to non healing wounds or decubitus ulcers. Wound specialists would apply two electrodes around a wound, or in some situations one electrode in the wound and one out, and turn the unit for for approximately 20 minutes 3x week to get the wound healed. The claim was the form of electrical current, known as "dual peaked spike wave", was the effective form of current. The high voltage unit did as expected and bed sores started healing when there was sufficient nutrition for the body to heal.

Later the simple device called a "tens machine" also helped heal bedsores. The tens machine had a current, or wave form, known as "biphasic square with a net 0 DC effect". Not easy to understand is it?

Literally there are Billions (that's actually with a B ) of potential wave form variants and the "game" was on to claim some form of special knowledge that your machine did the "one and only" waveform that worked for the specific condition of the patient . Soon we had what are called "bone growth stimulators", or "non union fraction machines", which were applied to crushed bones which were not healing. The orthopedic physician would stabilize, cast, treat, however if the bones would not unionize the result was amputation. A dangling limb causes all sorts of issues for the overall health of the patient. Soon another electrotherapy machine emerged and there was another "new" wave form, or current device, that supposedly "exclusively" healed bones. Again a mystery of the "secret current".

Today it is becoming common practice among orthopedic doctors, soon to be common with general surgeons, to use a tens machine to "control pain", but are these devices also increasing the rate of healing?

My hopefully educated opinion is the waveform, and the current are secondary in accelerating the healing processes of our body. The commonality of practically all these devices is the changing polarities. Most of these device alternate between positive and negative charges. In understanding what excites our cells to act and do so quickly, it's almost always the changing of tissue and space between cells of polarity. Like a magnet when you put north end to north end you repel, south to north and you attract. Bones have polarities on each end of a bone, and on the bone particles. This is the same state for cells within our body when damaged or diseased. When one end of a bone, or cells within, becomes more positive, and the end to reattach to is more negative, then they grow together or unionize. The waveform is not doing it but the physical attraction of positive and negative charges, are the healing agents.

Soft tissue and bone tissue cells grow and replicate the same way. The active agents responsible for the emerging use of electrotherapy in tissue repair is not a waveform per se, it's the understanding of how our body uses negative and positive charges to heal and attract.

Source by Bob G Johnson

Acne is an inflammatory skin condition caused by the clogging of hair follicles with oil and dead cells which often leads to bacteria invasion.

Acne evolves in stages with initial whiteheads/blackheads which later develops into pustules/papules and finally into severe forms such as scarring and cystic nodules.

Thus Early detection and prompt treatment of acne is highly recommended to halt the progression. They appear like multiple pimple like bumps or painful red lumps on your face or anywhere in the body like the neck, back and shoulder.

This can be quite distressing for cosmetic reasons to teenagers and some adults especially when acne appears on the face.

CAUSES OF ACNE

The major causes are:

• Excessive sebum ( skin oil) production.

• Excess androgens.

• Bacteria invasion of the skin.

• Clogging of the hair follicles with sebum

ACNE CARE AND HOME REMEDIES

• Wash affected areas twice daily and gently.

• Avoid scrubbing affected areas when having your bath.

• Avoid using oily creams.

• Avoid cleansers with gritty contents.

• Reduce intake of chocolates and skimmed milk.

• Do not squeeze or use your hands to pick an acne in order to prevent scar formation.

• Do not use astringents that will dry up the skin.

• Avoid prolonged intake of corticosteroids.

Drinking 6-8 glasses of water daily keeps the skin hydrated and toxin free.

Regular exercises daily keeps the skin pores open due to sweating and reduces the risk of acnes

ACNE TREATMENT

Most acne usually respond to topical therapy though a combination of oral and topical therapy is more efficacious. Successful treatment lies on using a product that follows these principles of treatment:

• Inhibition of sebum production

• Limitation of bacteria growth

• Promotion of shedding of cells to unclog skin pores.

4 MAJOR FACTORS TO CONSIDER WHEN CHOOSING AN ACNE

PRODUCT

• Natural products eg plant based supplements are more tolerable because they do not have side effects unlike orthodox acne creams.

• Choose a product that has a cream and capsule supplement to attack acne internally and externally.

• Choose a product that eliminates all forms of blackheads/whiteheads

• Choose a product that contains rich antioxidants such as vitamin C, E and aloe vera to protect your skin from bacteria invasion.

NB- Avoid buying over the counter acne cream because of the risk of allergic reactions and severe irritations.

Finally, adhering to the above acne care guidelines and choosing the right product will prevent recurrence of acne and break outs significantly.

Source by Christopher Ugo Oseh

As we get older, our teeth and gums show the effects of wear and tear. So much so that nearly 42 percent of seniors in the United States have had problems that resulted in tooth loss, and they wear implants or dentures as a result. Just like people of all ages, seniors need proper dental care. This care can be costly and that is why there is such interest in finding the dental insurance seniors need to ensure good oral health.

Don’t Put Off Buying Dental Insurance

It is wise to buy a dental insurance plan before you actually need extensive dental work done. Just like with traditional health insurance, your rates will be much higher if you have existing problems. You could even be denied coverage. However, if you are facing expensive dental work, it doesn’t hurt to apply for insurance coverage because if you get accepted it might save you some money if for no other reason than it might make you eligible for the insurance company’s lower rates. So even if you don’t get reimbursed by the insurance company, you may have less out of pocket expense because you can pay for dental services at the insurance company’s lower negotiated rates.

4 Key Steps To Buying Dental Insurance Seniors Need

Depending upon the insurance company, you may be offered a special package created for seniors or you might buy into the same insurance program as people of all ages. In either case, shopping for and buying dental insurance for a senior citizen is really no different than shopping for and buying an insurance plan for anyone else. Here are the four basic steps to buying dental insurance.

1. Use the internet to research the various dental plans so you can narrow down the choices. Pay attention to the procedures that are not covered and those that have very low coverage. Also be sure to compare the deductible and monthly premiums.

2. If you already have a dentist you like, check to make sure he or she is on the insurance plan you are considering. Most insurance plans work with preferred providers and that means if you go to another dentist for treatment, the insurance company won’t pay. If you don’t have a dentist, ask your family members or trusted friends who they would recommend.

3. Now you can narrow down the list of potential dental insurance providers. Choose the ones that provide suitable coverage for the types of procedures you will probably need and make sure your chosen dentist is on their list of providers.

4. Before making your final decision, contact an authorized agent and discuss your selection. An agent can help you determine if the choice is right for you and will be able to point out weaknesses in the plan you hadn’t considered.

Know Your Plan

When it comes to dental insurance, seniors have a wide variety of plans to choose from. Some may only cover basic cleanings, so if you need a filling or X-ray you will have to pay for it out of pocket. Other insurance plans may offer a flat discount on all dental services offered so that you have to pay, but you pay less than you would without insurance. Some might have a huge deductible that you must pay each year before the insurance kicks in and covers anything. It is important to take the time to read through the types of plans available and pick the one that includes the dentist you like and covers the dental services that you value most.

Source by Katie Banks

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