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September 2018

For those who are currently looking for dental insurance coverage, there are options open to you that you probably have never thought about. In order to find dental insurance that is affordable and offers you the coverage you and/or your family needs, sometimes you have to think outside the box. Below is a list of places to look for dental coverage that you may not have thought about.

1) State funded dental programs. While these programs used to be only available to the poor and unemployed, many states now offer plans that people in the middle class can qualify for. Not only are these plans very inexpensive, they usually offer a big list of participating dentists for you to see as well. Call your state health department for more information.

2) Private discount groups. As the need for affordable dental care grows, so do the amount of these private groups that are being formed to help their members get affordable dental work. You don’t have to pay expensive premiums, just a one time membership fee. For being a member, you have access to the group’s usually large list of dentists that offer discounted work. This option is best for individuals and for those looking to get cheap cosmetic dental work done.

3) Business groups. There are more and more business networking groups that are offering discounts on dental coverage to their members because they have worked out an agreement with the insurance company. This is a great option for those who are self employed because not only do you get access to cheap dental insurance when you do, you can gain business contacts and referrals at the same time.

Source by Jennifer Lynn Hanson

A Dental veneer may also be known as a porcelain veneer or a porcelain laminate is a custom-made shell that is typically bonded to the front of the tooth surface to improve the appearance. It is usually made of thin porcelain or polymers and covers the tooth in order to change the color, size or shape of the tooth. In addition to changing the appearance, it can also be used to protect the surface of the tooth that has been damaged.

A porcelain dental veneer is more stain-resistant, and is also much closer in appearance to natural teeth than those made from resins, which are typically thinner and require less work before placement. Your dentist will help you to determine the best type of veneer for your situation.

You can a dental veneer for a solution in a number of different cases that include:

• Where the tooth surface has become worn or discolored
• Teeth with a large amount of filling may become unsightly and can be covered with a porcelain veneer.
• Teeth that are worn down, broken or chipped can be resurfaced with porcelain dental laminates.
• Gaps in between teeth or teeth that are misaligned can be filled with veneers.

It usually takes at least 3 trips to the dentist to obtain a dental veneer. The first trip will be for a consultation, and subsequent trips will involve custom making and bonding of the veneer. During the initial consultation, your dentist may recommend or ask about your need for wanting a veneer. She will explain the procedure, and discuss the advantages and disadvantages.

The procedure may also involve taking X-rays of the teeth, along with dental impressions of both your lower and upper jaw. In order to prepare for the veneer, a small amount of enamel will be removed from the tooth surface. The enamel will be used by the dental, lab, in creating your veneer.

Before the veneer is bonded to the tooth surface, your dentist, will ensure a proper fit by trimming and shaping the veneer, until it matches the tooth as close as possible. The tooth will be polished and etched to ensure a good bonding surface. The shade of the veneer can also be adjusted with right color of the dental cement.

When the veneer is properly positioned, light of a special wavelength is applied to activate curing of the cement. After the veneer is bonded to the tooth surface, the final step will involve clearing away the excess cement and making sure your bite is properly aligned.

You may be asked to return for a follow-up visit, to ensure that everything is OK. It may not take a very long period to get used to the veneer, and you may even forget that they have been placed on your teeth. Periodic dental visits can ensure that the veneer is still in place, and remains firmly bonded to the tooth.

Although they may not be natural, your veneers can and should be treated like regular natural tooth enamel, and should be brushed and cleaned regularly.

Source by Afshin Nejad

Dental braces are quite common, with dentists suggesting dental braces as the simplest way to solve poorly set teeth. Previously, though dental braces were the sure shot way to solve this issue, many were apprehensive about installing braces, because they looked ungainly, and they had to follow a strict regimen of diet and food intake. However, with changing times and newer technologies, many aspects of dental braces have changed, making them a better option for setting teeth.

Earlier, there was only one material that was used for braces, stainless steel, and people with crooked teeth had either the option of living with their teeth for a lifetime, or with an ungainly look for a certain number of years. However, now, braces are made of materials like plastic and ceramic, and are invisible. The plastic and ceramic braces may get a color during the treatment and in some cases; there may be friction between the wire and the braces, which may increase the time taken for the treatment. With newer technology, mini braces are available too, which are much smaller than the traditional braces, and therefore give a better aesthetic look to the dental braces. Once you have braces installed, you will have to follow a diet regimen, and you will not be able to consume some foods and beverages.

The modus operandi of braces is quite simple. The braces apply continuous pressure to the teeth, and finally force them to take a shape naturally. The term of the braces can differ from person to person, as in what is the amount of dental recalibration needed. In very rare cases, braces might not be enough for the recalibration, and one might need to wear headgear overnight too. The typical timeframe that one needs to wear braces is one to three years.

Dental braces in themselves do not pain, but some types of braces installed can cause soreness in the mouth, though there are over the counter medicines available for this issue. Earlier, braces were used only for children, but newer technology and research has proved that the concept that goes into recalibrating teeth is the same at any age; therefore, braces are available even for adults now.

You need to consider these aspects while installing braces. Several dental surgeons offer these services, but you would need to check the credentials of the surgeons before you take the decision to sign up with them.

The cost of installing dental braces will differ and depend on the type of braces you want installed, the kind of services that you are opting for, and the price that the dentist would charge for their services. Some insurance companies offer polices that cover dental braces, so you can save a bit of money if you look for the right insurance provider. In some cases, your insurance provider may cover the expenses only if you go to a dentist who is on their pre approved list of dentists and other surgeons.

Source by Ethen Parks

There are numerous dental insurances available from a variety of companies. Many companies can be found through insurance agents or online at carrier websites. You can even find sites that compare dental cover for you. By entering some basic information several carriers are notified about your interest and they contact you with quotes and details about the policies they have available. While finding dental coverage has gotten easier, the cost can still be expensive if you don’t choose plans carefully. Dental coverage is a necessity when it comes to maintaining your dental health, this makes choosing the right plan and the right company extremely important.

Just like health insurance, dental insurance can be available through an employer or purchased individually. For those who can’t get one of the various dental insurances, dental discount plans may be a good alternative. Some of the common plans you will find are dental ppo plans, group dental plans, individual plans, and discount dental programs. Each policy has set coverage amounts an limitations which must be considered when choosing the one for your needs.

Group dental, dental ppo, and individual dental plans are all dental insurances that provide a portion of coverage. Often basic treatment is covered up to 100% with other treatments being covered anywhere from 50% to 80%. Insurances have deductibles, co-pays, and annual limits that must considered. Choosing an insurance plan that offers little coverage and has high premiums may not be much benefit to someone who needs an affordable dental care option. Comparing each of the dental insurances to determine what deductible you can afford, what premium fits your monthly budget, and how much coverage they provide is key in getting the best plan. It may be necessary for you to sacrifice in one area of the plan to make it affordable for your monthly budget. For example, get a plan with slightly higher deductible or higher co-pays to allow for lower monthly premiums. If dental insurances are out of your budget or you aren’t eligible, discount dental plans may be an alternative for you.

Dental discount plans, unlike dental insurances, do not cover any of the expenses for dental care. These plans simply provide a discount on treatments through participating providers. This program is designed to allow anyone to join with an annual premium in exchange for discounts on treatment. The discounts can vary greatly from one plan to another and the same comparisons should made with discount plans as those made when choosing dental insurance. Discounts can range from 20% to 50% off of various types of procedures. Generally the higher the annual premium, the greater the discount. For someone who requires a lot of dental care, the greater discount may be worth paying higher premiums for. If you don’t frequently need dental visits, you may opt for a cheaper program.

No matter what option you choose or what kind of dental care you need, having some kind of dental insurance or discount plan will likely save you thousands in the long run. This will not only allow you and your family to have healthy teeth, but also be financially sound. The savings from one major emergency or procedure could easily cover the expense of the premiums you pay for dental insurance. This is why it is important for everyone to maintain some form of dental coverage.

Source by Max Pearson

Organizations have intense power to focus efforts on collective goals, objectives, issues, problems, and results, if they so choose. It's the power of an organization's convergent effect – people coming together in a planned way to accomplish something mutually beneficial for all involved. That's the theory of organization.

If organizations exist to unite diverse perspectives, capabilities, and talents in pursuit of common purposes and mutually beneficial results, why do they stifle diversity, seek sameness, discourage individuality, promote conformity, reward uniformity, and punishment nonconformity? Because managing diversity is harder than managing uniformity – managing diversity is more challenging, expensive, time consuming, demanding, stressful, and prone to fail.

Managing uniformity requires little more than an authoritarian hierarchy, strict enforcement of procedures and performance standards, command and control management styles, and a conforming workforce – the allure of uniformity lies in its ease of administration, stability and predictability, efficiency of operations, low cost and on-budget performance, minimal volatility with few surprises and quickly conforming culture. However, an abundance of research and experience shows that organizations and work environments with high levels of required uniformity inevitably stifle creativity and innovation, retard initiative-taking, prevent widespread accountability for results, limit freedom to expand and create value, and weak individual motivation, commitment and fulfillment. A truly diverse organization or work environment, on the other hand, unified through common vision and purpose is healthy, strong, innovative, dynamic, and capable of blending a multiplicity of perspectives, experiences, and abilities, and it is able to weather significant competitive challenges.

An abundance of diversity exists in nature until it's altered. An untouched acre of ground in Maine, for example, may contain up to 10,000 different varieties of tree and plant life. Such diversity is not only inspiring and beautiful, but also ecologically robust. If you were to level an unharmed acre of ground in Maine, removing all indigenous plant life and then letting it sit untouched, new growth would bring less than 10 percent of the former diversity in terms of tree and plant life. The trees and plants that first gain root in the newly leased groundwater would dominate the space, preventing additional diversity from developing. Once removed, diversity rarely returns on its own. The uniformity mandate of the dominant species makes it impossible for diversity to flourish naturally. The lesson for modern organizations and their management teams is obvious: Diversity must be carefully and constantly nurtured, because creating an organization is a lot like leveling ground. Both activities create new space where the initial staffing or first species will attempt to dominate and control diversity. The very act of establishing and staffing an organization begins a process of limiting diversity, unless diversity is genially valued and vigilantly nurtured. Diversity by definition is the attempt to bring together competitive interests into a single whole, Without constant nourishment, vibrant and productive diversity will eventually fade into ineffective, unfulfilling uniformity. Organizations with high levels of uniformity are ineffective and stagnant – extremely producing incred corporated cultures that lack the new perspectives, pioneering capabilities and fresh ideas necessary to survive. That is the curse of uniformity.

Organizations and their management teams often define diversity too narrowly by tolerating, rather than embracing, government guidelines regarding inclusion of gender, racial, and sexual diversity in the workplace; focusing on the avoidance of legal risks, rather than the benefits of diversity; and doing the minimum necessary, rather than the maximum, to promote diversity. In the end, they promote uniformity rather than diversity, and understand only those customers who are most like their employees.

Source by Craig Hickman

Many of the dental woes of people have been satisfactorily resolved thanks to the effort made by the surgeons who practice cosmetic dentistry as an art from a specialized dental practice. There was a time when teeth deformities like breaks, chipped teeth, discoloration of teeth and gaps between the teeth were the main cause of embarrassment to individuals who did not have any option for overcoming this disorder.

The advances made in the field of cosmetic dentistry not only presented the people with a choice as regards the improvement of their teeth but also made the dentist and the dental practice an accessible and endearing area. There are various aspects of cosmetic dentistry of which the one related to complete as well as partial dentures (PD) is the most sought after field among people.

(PD) are dentures which are used to fill in the gaps left by the few missing teeth in such a manner that not only do the empty places get filled but the remaining teeth are also kept in their natural positions. The field of cosmetic dentistry features two types of partial dentures formerly the fixed (PD) and the removable (PD).

The fixed variety involves the permanent attachment of artificial teeth which bear a striking resemblance to the natural teeth in form of dental implants or bridges. Comparatively, the removable partial dentures, also known as removable dental bridges, consist of artificial teeth which are attached to the jaw with the help of a resin base material connected to a metal framework to keep the teeth in place. As every dentist would inform his patients, there are a number of varieties of removable partial dentures namely acrylic, cast chrome, partial and full dentures.

Immediate dentures are immediately all the cosmetic dentistry options since it is made of acrylic and is widely used in the dental practice for immediately replacing an extracted tooth. The cast chrome partial dentures are more stable as compared to the acrylic and composer of cast metal frameworks which are made from chrome cobalt. The flexible framework (PD) are a recent advancement in the field of cosmetic dentistry and consist of nylon-like unbreakable material which is pink in color. A complete denture which features all teeth on the denture.

Source by Mike Aderson

Implant dentistry is a highly skilled field that needs specialized training. You should look for a dentist who is competent, reliable and experienced in his field.

The dentist you choose should be qualified with the required degrees in dentistry and implants dentistry or be trained in that field. They should also have acquainted training in the field of implants. An experienced person should have done a reasonable number of tooth implants with fair amount of success.

Any dentist can do teeth implants. But, you need to look for an experienced and trained person for two very important reasons

1. To avoid any complications in the first place
2. If complications arise then he / she will know to handle it right and fix it too.

An inexperienced, unqualified, incompetent dentist can completely mess up your mouth and cause problems that probably can not be fixed. Some people have lost all their teeth, ended up with broken jaws, lost their sense of taste and much more due to bad implant jobs. You do not want to end up like that.

So, research and find an Implants expert in your area who meets all the criteria. Your local yellow pages directory is good starting point. Phone implant center offices and get the names of some references. Talk to the other patients and find out if they good experience in the dentist's office. You can also talk to your friends and colleagues and get references to good implant experts that they know of.

Remember there is a good reason for the higher success rate of "experienced" implant dentist than a rookie implant dentist.

Source by Sheena Easton

Breast augmentation is a very delicate procedure that can only be handled by a highly qualified medical practitioner. Basically, the procedure involves placement of a synthetic implant under the breast tissue. Alternatively, such an implant can also be placed beneath the chest muscle.

You may wonder whether an artificial implant can actually have the feel and look of a normal breast. Well, in any properly done augmentation procedure, no one may even suspect that you have an artificial implant, since it would look and feel exactly the same as your natural breast. This is so because the implant is filled with salt water or silicone gel, which is malleable just like normal breast tissue.

Why Would Anyone Go for Such an Augmentation Procedure?

If you haven’t already known, there are already a significant number of people who have gone through cosmetic surgery, including augmentation procedures of the breasts. Actually, 66 Australians out of every 100,000 have gone through cosmetic surgery procedures.

Based on such statistics, it’s clear that quite a number of people have found cosmetic surgery to be useful in their lives. Augmentation procedures for the breasts, in particular, have various beneficial aspects, as indicated by the Australian Society of Plastic Surgeons:

1. One key beneficial aspect is in improving the physical appearance of your body. Women can especially benefit from this, in a bid to achieve that uniquely feminine shape that they so desire.

2. The procedure can also be useful in correcting a disproportionate look of the breasts. In such instances, you may have one breast appearing smaller than the other, hence would want to increase its size to appear similar to the other.

3. Just a little bit of augmentation may be needed in order to enhance the look of your breasts. This is in situations in which you may have a drooping breast.

4. Such major incidences as rapid weight loss, nursing or pregnancy can affect the look of your breasts. Fortunately, an augmentation procedure can help correct the situation and give you back that good-looking appearance.

5. Overall, many of such aforementioned benefits would eventually help boost your self-esteem. You are bound to feel more confident once you know that you have a very appealing physical appearance.

Who can Offer the Best Service?

In order to get the best augmentation procedure, you must ensure that you seek the services of a qualified professional. Apart from considering the experience of the surgeon, such a medical professional needs to have some minimum level of medical training.

You would know that your choice surgeon has achieved the requisite minimum level of medical training, if he/ she possesses certification by the Australian Medical Council, as well as the Australian Health Practitioner Regulation Agency (AHPRA). Such certification can only be awarded to medical professionals who have acquired the best possible medical training.

A competent surgeon would also have membership in the Royal Australasian College of Surgeons (RACS) and the Australian Society of Plastic Surgeons, which are renowned health practitioner associations. Such a surgeon would constantly deliver top-notch service, as well as being accountable to other equally qualified medical professionals.

Source by Dr Kourosh Tavakoli

Breast augmentation is a very delicate procedure that can only be handled by a highly qualified medical practitioner. Basically, the procedure involves placement of a synthetic implant under the breast tissue. Alternatively, such an implant can also be placed beneath the chest muscle.

You may wonder whether an artificial implant can actually have the feel and look of a normal breast. Well, in any properly done augmentation procedure, no one may even suspect that you have an artificial implant, since it would look and feel exactly the same as your natural breast. This is so because the implant is filled with salt water or silicone gel, which is malleable just like normal breast tissue.

Why Would Anyone Go for Such an Augmentation Procedure?

If you haven’t already known, there are already a significant number of people who have gone through cosmetic surgery, including augmentation procedures of the breasts. Actually, 66 Australians out of every 100,000 have gone through cosmetic surgery procedures.

Based on such statistics, it’s clear that quite a number of people have found cosmetic surgery to be useful in their lives. Augmentation procedures for the breasts, in particular, have various beneficial aspects, as indicated by the Australian Society of Plastic Surgeons:

1. One key beneficial aspect is in improving the physical appearance of your body. Women can especially benefit from this, in a bid to achieve that uniquely feminine shape that they so desire.

2. The procedure can also be useful in correcting a disproportionate look of the breasts. In such instances, you may have one breast appearing smaller than the other, hence would want to increase its size to appear similar to the other.

3. Just a little bit of augmentation may be needed in order to enhance the look of your breasts. This is in situations in which you may have a drooping breast.

4. Such major incidences as rapid weight loss, nursing or pregnancy can affect the look of your breasts. Fortunately, an augmentation procedure can help correct the situation and give you back that good-looking appearance.

5. Overall, many of such aforementioned benefits would eventually help boost your self-esteem. You are bound to feel more confident once you know that you have a very appealing physical appearance.

Who can Offer the Best Service?

In order to get the best augmentation procedure, you must ensure that you seek the services of a qualified professional. Apart from considering the experience of the surgeon, such a medical professional needs to have some minimum level of medical training.

You would know that your choice surgeon has achieved the requisite minimum level of medical training, if he/ she possesses certification by the Australian Medical Council, as well as the Australian Health Practitioner Regulation Agency (AHPRA). Such certification can only be awarded to medical professionals who have acquired the best possible medical training.

A competent surgeon would also have membership in the Royal Australasian College of Surgeons (RACS) and the Australian Society of Plastic Surgeons, which are renowned health practitioner associations. Such a surgeon would constantly deliver top-notch service, as well as being accountable to other equally qualified medical professionals.

Source by Dr Kourosh Tavakoli

Packet requirements, what you need to include in your IRR packet:

1. IRR packet checklist, based on Figure B-59 of USAR Pamphlet 600-5.

2. DA Form 4561, Request for Reserve Component Assignment or Attachment. Completely filled and signed by the Soldier and the Commander.

3. Your statement/justification letter and backing documentation. This is based on the reasons listed in AR 140-10.

4. Chain of Command Recommendation.

5. Cogent Personal Reason. If the specific reason isn’t listed in AR 140-10, it requires an exception to policy by your OFTS.

6. Counseling Statement (DA Form 4856). This is from the commander to the Soldier and is face to face. Are you in receipt of a bonus? This counseling statement must warn you about bonus termination or recoupment.

7. Counseling Statement (DA Form 4856). From the Soldier’s servicing career counselor to the Soldier; it’s also face to face.

Valid reasons for transferring from the Troop Program Unit (TPU) to the Individual Ready Reserves (IRR):

As a TPU Soldier, you can forward an IRR transfer packet up the chain of command. There’s no guarantee for that packet’s approval, or for your transfer to the IRR.

If you want to improve your TPU to IRR transfer chances, refer to the valid reasons listed in AR 140 -10, Chapter 4, Paragraph 9. If you have enough documentations, and facts, to support one or more of these reasons, include them in your IRR packet. This’ll help you make your case for transferring to the IRR.

Employment Conflict:

Let’s say that your employer all of a sudden can’t release you from the work schedule so that you can drill… as your absence would cause an adverse impact on your employer’s operation. Before, this wasn’t an issue. Your employer released you for a weekend, and was able to continue his operation. When they couldn’t release you, you were able to reschedule.

Now? Your employer needs you, on the days you need to drill, in order for the company to continue on with its mission. Conditions had changed since you started working with this employer.

Or, you’re in a company that restructures and eliminates your job. They move you to another part of the company. In this new job, you’re on call to go to different parts of the country, and your schedule is random. You’re not able to do rescheduled training. Your employer can’t spare you for any reserve drill without negatively impacting company operations.

These are just two examples, of which there are many, on how your employment could evolve into something that makes it hard for you to meet TPU requirements.

In your Soldier’s Statement of Justification letter, provide an objective picture of how your employment schedule makes it impractical for you to continue with the TPU. Include statements from your employer to back this justification.

Change of address:

You accept a new job within your company. It’ll pay you more, it’s something that you love doing, and it represents a move up in your civilian career. The catch? You have to go somewhere that’s two days away from the nearest Army Reserve center. Your employer isn’t able to spare you enough time to get to, and return from, the nearest Army Reserve unit.

In this scenario, you’re a TPU Soldier that can’t drill with any Army Reserve unit.

Or, you get a promotion that sends you overseas. Your job location is a long flight away from the nearest Army Reserve Center.

For something like this, you’d be able to submit a packet to transfer to the IRR. In your statement of soldier justification, include employment orders, employment promotion documentations, new job description, an objective picture that details your new job location, your new residence, etc.

Cogent personal reasons:

This is sort of a “catch all” to cover other reasons not specifically covered in AR 140-10.

What you think is a very good reason to transfer may not be what the Army thinks it is. You also have to see this from your unit’s perspective.

You’re asking them to release you, when they need you at the unit during drills and summer training. They don’t have a guarantee that they’ll get a replacement Soldier. You have to convince them to “sign off” on your IRR packet.

Let’s say that you’re “burned out” from doing drills. You just want to “sit around” in the IRR until the “burnt out” phase ends. In your unit’s eyes, this is a subjective reason. They could work with you to where you wouldn’t need to submit an IRR transfer packet.

In this example, your soldier justification letter needs to provide an accurate, objective, picture of how your Army reserve duties contribute to you being burned out. You’ll need letters from your medical professionals to help bolster your justifications.

Whatever the personal reason that you choose, make sure that you could provide an objective picture. Make sure that you could provide factual information from subject matter experts involved with your situation.

You also want to prove that there’s no other way to “solve” your current issue other than to transfer to the IRR. Before you do this, you have to exhaust the means to resolve this with resources that your unit could reference you to.

You completed the TPU portion of your contract, now you’re ready to transfer to the IRR:

As of this writing, everybody that joins the military, for the first time, signed an eight year contract. When a first time enlister signs a 6 year Army Reserve contract, they’re not just signing up for 6 years. When those 6 years are over, that Soldier has an additional 2 years of commitment. They can request transfer to the IRR after their TPU commitment.

This concept applies even if the TPU part of the contract was 3, 4, or 5 years.

Once the TPU portion of the contract is over, they can request transfer to the IRR. They have to continue drilling with the unit until they receive their IRR orders.

Surviving son or daughter:

You’re in the reserves, and pursuing your civilian career. Two years later, your last remaining sibling passes on. You’re now your parents’ only surviving child. This is an unfortunate event, but one that gives you an opportunity to transfer from the TPU to the IRR.

When you write your Soldier justification letter, include documentation proving that you’re now the last/sole surviving child for your parents.

Dependency or hardship makes it impractical to participate in TPU:

Let’s say your family situation changes, and you have to provide extra care and supports to one of your family members. This family member is someone on your dependents list. You don’t have an alternative care plan… nobody else could afford to give up a lot of their time, and sacrifice their employment, to help you out.

This dependent family member needs your presence. Without you, this family member’s welfare is negatively impacted.

Two examples of this category is an “assisted living” situation and a “direct support provider” situation. In these scenarios, a family member is unable to care for him or herself. The family member requires a soldier’s attention, supervision, and direct support to do basic functions.

Statements from doctors, social workers, case managers, and other related people should be included in this packet. Their statement should focus on the nature of the dependency hardship, and on the need for you to be consistently available.

Pregnancy:

If you’re pregnant, you may be able to transfer to the IRR. You have to be MOS qualified, and you can’t be within 3 months of your ETS.

Non selection for retention:

This impacts TPU Soldiers that have received their “official notification of eligibility to retire with pay at 60” letter. This is the “20 year letter.” By regulation, these Soldiers are subjected to a Qualitative Retention Board.

Prior to this board’s convening, the impacted Soldier receives a “pre board” packet. The Soldier is given a couple of options. If the board removes the Soldier from the TPU, which control group would the Soldier like to transfer to?

The Soldier could elect to be transferred to the retired reserves, or to the IRR. Should the qualitative review board decide to remove the Soldier from the TPU, orders will be generated transferring the Soldier to the control group that the Soldier selected.

This is also applicable to TPU Soldiers subjected to the actions of other types of retention boards. In this situation, a Soldier may have the option to transfer to the IRR.

Enrollment into a non-scholarship ROTC:

A “non-scholarship” ROTC program is one that offers the student a chance to participate in an ROTC program without financial benefits. These students don’t get a monthly stipend. These students pay for their own tuition, fees, and other expenses.

Soldiers that get accepted into this type of ROTC program can submit an IRR packet.

Merchant Marine Academy:

If you get accepted into the Merchant Marine Academy, you can submit an IRR transfer packet.

Army Regulation 140-10:

For details on each of these categories, and how to apply under them, read Army regulation 140 -10, Assignments, Attachments, Details, and Transfers.

Counseling statements from the commanding officer and servicing career counselor:

Did you get a bonus for enlisting into your current TPU contract? If your IRR transfer gets approved, you could lose the remainder of your bonus. Depending on your bonus stipulation, you could end up having to pay back the part of your bonus that you received.

If you’re receiving a bonus, you need to be informed of this fact when you submit your IRR packet.

This counseling statement should also inform you of your IRR responsibilities. The commanding officer will include any information that’s important to you. This includes the fact that you must continue to drill with the unit until you receive transfer orders to the IRR.

The career counselor will inform you of opportunities that are available to you in the IRR, including opportunities to reclassify and transfer back to the TPU when personal conditions favor such a move.

IRR transfer packet tips:

1. Are you on your initial contract, with IRR time following your TPU time? By regulation, you’re not supposed to submit your IRR packet until your TPU obligation is complete. You can submit your IRR transfer packet the day after your “TPU ETS” date.

2. After you submit your IRR packet, you have to drill with your unit until you receive orders transferring you to the IRR.

Don’t simply go by what somebody at your unit says. Some Soldiers have stopped drilling after they “completed” their “TPU years,” because they thought they were automatically in the IRR. This wasn’t true, they had to report back to drill.

3. Follow up on your packet. If HRC doesn’t get your packet, they might extend your TPU status to the end of your military service obligation. In this case, you’ll have to drill until your 8 years is up.

4. If you have unresolved medical issues, you have to have these issues resolved before you can transfer to the IRR.

5. IRR Soldiers still have obligations and point requirements to make. However, you could consider the active standby reserves instead of the IRR if you want to “get away” from the TPU temporarily.

In the IRR, you have to get at least 50 points a retirement year.

In the active standby reserves, there’s no requirement for you to get at least 50 points. You maintain your military affiliation, but you’re generally not required to maintain a good year. The active standby reserves is what most people assume the IRR is.

Additional References:

1. AR 140-10; provides details on the above categories as justification for IRR transfer.

2. AR G1 Policy Letters.

3. USAR Pamphlet 600-5.

Source by Travis Hill

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