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February 2020

Many parents are getting hit with the fact that their child is going to need braces. Braces can be very expensive and in many cases, it requires some kind of orthodontic coverage to get them for your child. If you do not have dental coverage or are in need of some kind of discount coverage then you have come to the right place. Keep reading to find out some information on how to get braces for your child.

Braces coverage can be difficult to come by, since many companies don't offer it. So you are going to have to look your policy over and find out if yours does before getting coverage. There are two different ways for parents to be able to afford braces for their child. Those are a discount plan or a dental plan. You may only be able to get one of these options, so you will need to do plenty of research to find out.

A dental discount plan is not actually insurance that covers braces. You can get a lower rate with the dentist that you choose. You are going to be able to save anywhere from 30-50% off your braces. This is a very affordable way to get braces for your child if you do not have insurance.

Dental insurance is something that is going to be able to cover braces like other insurance plans would. You are going to have a co-pay and required to meet a deductible, like all other insurance plans. Once you meet all the requirements, your policy will then kick in and start to cover the braces.

If you cannot get insurance coverage through your employer, you may be able to find coverage on the internet. Dental coverage is not cheap and neither are braces. Either choice that you make when it comes to being able to afford braces for you child should help you get them. Just take your time and weight all your options before choosing the one that you want to use.

Source by Kyle Bumpus

Whether your are 18 years old and just starting out in college or are an older student furthering your education, congratulations on taking such an important step toward preparing for your future. Besides studying and exams, students have other worries as well. One of them being where to find an affordable dental insurance plan. Whether you are looking for individual coverage or a family plan, there are ways to find cheap but quality student dental insurance.

1) ISO. The ISO, or the International Student Organization, is a great option for international students looking for student dental coverage. For people who live in other countries, but are studying at universities or colleges in the United States, the ISO is a great place to turn to to find an affordable plan.

2) A school offered capitation plan. This is a dental plan offered by the school itself that covers basic dental needs. While plans differ from school to school, it is not unusual for these plans to require that you see a set list of dentists. Often, the school will allow you to roll the cost of the plan into your tuition and if you are receiving financial aid or are on scholarship, the fee can be taken care of so you don't have to come out of pocket.

3) Dental insurance scheme. Another form of student dental insurance that is offered by the school itself is a dental insurance scheme. This plan is offered by a private insurance company but in agreement with the school. Because insurance companies can afford to give discounts for group coverage, the fact that many students participate makes securing this type of coverage cheap.

4) Discount dental plans. Sometimes, if you are not anticipating needing much dental work at all, these discounted dental plans can be a much more affordable way to go. Unlike insurance, you don't pay premiums. You pay a nominal annual fee and get access to a list of dentists that will do basic work at greatly discounted prices. Another great thing about these programs is that they also offer great discounts on major dental procedures in case of emergency.

Source by Jennifer Lynn Hanson

Located in the state of Florida, Broward County is the second largest county in the state in terms of population. According to the most recent estimate the area had a population of more than 1,785,000 people. Fort Lauderdale is the county seat of Broward County. This area is one of the constituents of the South Florida Metropolitan Area. This county has an area of about 1,300 miles sq. and two-thirds of its area lies in the undeveloped Everglades conservation region.

The history of the county goes back to the year 1915, when it was created. Two counties, Palm Beach County and Dade County, contributed equal portions and thus came about Broward County. It was named after Napoleon Bonaparte Broward, who acted as Governor of Florida from 1905 to 1909. Presently Broward County is bordered by Palm Beach County to the north, Miami Dade County to the south, Hendry County to the north-west and Collier County to the west.

Broward County is served by the Broward County School District. It is presently the fifth largest school district in the US and the second largest in the state of Florida. Besides having the advantage of an extensive network of schools, colleges and universities, the place is also home to one of the largest public library systems in the country named Broward County Library comprising 37 branch locations. Fort Lauderdale, Pembroke Pines, Miramar, Hollywood, Coral Springs and Sunrise are all part of Broward County Real Estate.

In terms of transportation, Broward County scores well since three major interstate freeways consisting of Interstate 75, Interstate 95 and Interstate 595 operate in it. Apart from this a street grid runs throughout the county’s area. The Sawgrass Expressway is the basic east-west connector. Good infrastructure in the area is one of the biggest reasons why the economy is doing well commercially. Fort Lauderdale International Airport is known and admired worldwide.

Broward County Real Estate is gaining ground as there are currently 2,271 homes available for sale in Fort Lauderdale, 1,424 homes in Pembroke Pines, 1,767 in Hollywood and 1,515 in Miramar. Broward County economically depends most on the manufacturing sector for subsistence. A range of durable goods like furniture, machinery, transportation equipment etc. and non-durable goods like paper, apparel and chemicals are produced here. Broward County enjoys the best real estate in Florida due to its excellent weather, beautiful beaches, and most friendly and tourist oriented government that are always encouraging an influx of both domestic and international tourism. The economy also has a strong retail trade base with building materials and general merchandising leading the order.

A flourishing economy has prompted real estate trade to grow immensely in the area. Rate of growth of employment is high in Broward County, predominantly because of the service sector. Unemployment rate is very low in this part of the US, most people being self-employed and some being in Government jobs. This is definitely a reason why more and more people are making Broward County their home. Broward County real estate is very popular and in 2008 is expected to continue to rise.

Source by Hector Lesende

Dental Insurance Plans of various types and levels of cover are available to Americans. This short article will help you understand the different types of dental care available to you. Let’s try to understand each of these types so we can make better decisions when it comes to buying dental cover for us or our families.

Dental Insurance: Well, this is just like health insurance. You pay a premium – monthly or weekly and in return you receive dental benefits which can range anywhere between 80-100 percent of your dental cost. Usually dental insurance is provided by your employer. There are limitations just like in health insurance – waiting periods, pre-existing dental conditions might not be covered and so on. Check with your employer or your insurance agent about the extent and amount of cover.

Dental Reimbursement Plans: Now, this is a plan that both employers and employees will approve of that is if the employers wish to provide some extra benefits for their employees without too many hassles. Under this scheme you go and get treated and then present the bills and your company reimburses you upto some prescribed agreed limit. This is not any dental insurance plan it is just a agreement of sorts between the employees and employer. This is a no hassle plan as you don’t have to pay any monthly premiums and neither does your company have to deal with insurance companies or all the paper work. There is no restriction on the dentists you should visit and so on. But the disadvantage is you can’t get treated for dental problems that cost you more than the limit agreed for a year and if you exceed that you need to pay for it yourself.

Group Plans : If your company does not offer dental insurance or dental benefits than you can get together with other employees and ask your company to set up a voluntary dental insurance group plan. This allows you to bargain with the dental insurance company for group rates which are much lower than if you buy it yourself. Though this type of plans means you and your colleagues pay the premiums and fees for the dental insurance still you save quite a bit. Groups do have more bargaining power. The bigger your group the better for you. You could even bargain for some extra benefits.

Discount Dental Plans: Strictly speaking, dental discount plans aren’t actually dental insurance. A dental discount plan is quite affordable By paying a flat fee once a year, you become member and gain access to all the dentists in the network. It’s structured like a club, and members are able to visit any dentist within the network to receive treatment.

It’s easy to find a dental discount plan under $15 per month that provides routine dental services for less than half the traditionally listed fees – and often much less – for services provided by dentists within the network Discounted fees have been negotiated and established by the company administering the network.

Paperwork for the patient is minimal and the patient receives the same type of service as someone paying full price. With these plans, there are no claim forms to submit, no arguments about pre-existing conditions, no deductibles to meet, no limits on the amount paid or the number of times the plan is used. In fact, patients are encouraged to get routine cleanings and examinations, which often prevents more costly, major procedures.

One of the advantages to a dental discount plan is the savings over listed fees. For some dental procedures, such as bridgework, a root canal, or orthodontics, the savings may be substantial. The main disadvantage is that you must use a dentist within the network, and not all dentists are eager to participate.

However, the national companies have networks of thousands of dental service providers, and all must be certified as licensed dentists for the specific region where they practice before they are able to sign on to provide dentistry for patients in the network. This takes the worry out of finding a qualified provider when away from home – another advantage to the dental discount plan.

National network plans are a real bonus for those who travel around the country frequently. That means wherever in the U.S. they happen to be, there will be a dentist available under the dental discount plan for emergencies, such as a cracked tooth, repair of a filling, or gum infection. This eliminates the fear of having to go blindly shopping for a dentist while in the middle of an emergency, and then wondering if that choice was a reasonable one.

Some people may even travel to an area to have dental work done if they know of a particularly good dentist or for a considerable financial savings. Depending upon location, fees for work performed under a dental discount plan will vary. Some areas of the country generally have more expensive health care costs, and in those regions you should expect to pay more. Participating dental offices will often post their fees, so that there are no financial surprises when receiving treatment. This is another reason why so many people have recently been enrolling in a dental discount plan.

Source by Cumba Gowri

Houseplants and gorgeous gardens are the pride of many homeowners. We spend hours and lots of money selecting the perfect plant, tilling the soil and helping them to flourish. Plants inside the home have been shown to reduce indoor pollutants and freshen the air. Cut flowers from the florist can show someone that you care and can brighten up the room. But all of this beauty can be deadly … if you have a cat.

Many houseplants are toxic to both cats and dogs. Some can cause mild digestive upset while others can cause irreversible organ damage and death. It is important for all pet owners to be aware of these toxic plants and avoid having them in your home. Cats are especially at risk for poisoning, as they are very curious creatures and can jump up high to reach almost any plant for tasting.

8 Common Toxic Plants:

Lily

Lilies are beautiful and many varieties make beautiful bouquets and houseplants. Easter lilies are popular during the spring and Tiger lilies make their debut in the gardens all summer long. If your own a cat, think again before introducing any variety of lily into your home or garden. All parts of the lily are deadly if eaten by cats, including the pollen! Pollen from cut lilies in floral arrangements has been known to cause death in cats. The toxic principle is still unknown to science but something in the lily causes acute kidney failure in cats. If you have lilies nearby and your cat begins to show signs such as vomiting, anorexia, lethargy and less urination – seek veterinary medical care immediately.

Amaryllis

The amaryllis plant has large, showy blooms in red, white and other colors. It is a common gift around Christmas and Easter each year and bloom indoors and outdoors. The leaves and blooms are toxic to both cats and dogs, causing diarrhea, depression, vomiting, excessive salivation, abdominal pain, anorexia and seizures.

Oleander

Oleander plants are common in subtropical and tropical areas as outdoor ornamentals. They have long, slender leaves and pink to purple blooms. Outdoor cats and dogs can be exposed to oleander poisoning if they decide to take a quick bite of a bright bloom or clippings from landscaping crews. Signs of toxicity include heart arrhythmias, lethargy, hypothermia, vomiting, diarrhea and even sudden death.

Aloe Vera

Aloe is a popular plant to keep at home as a remedy for minor cuts and burns. Just snip off a portion of the plant and rub it on your skin … if you're a human! Aloe plants are toxic to cats and dogs, causing vomiting, diarrhea, depression, tremors, seizures and change in urine color.

Baby's Breath

A popular tiny white flower often used in floral arrangements, baby's breath is bite-sized for your curious kitten. Baby's breath's toxic principle causes vomiting, diarrhea and possibly dehydration in cats and dogs.

Diffenbachia

Diffenbachia, also known as "dumb-cane" is a popular houseplant. It is easy to care for and grows attractive tall, slender and sometimes striped leaves. It also contains a very irritating substances called calcium oxalate. Cats and small children often like to nibble on the leaves, causing numbness of the mouth and ulcerations if a large quantity is eaten. Other signs include excessive salivation, pawing at the mouth, difficulty swallowing, anorexia and vomiting.

Mistletoe

Christmas just isn't Christmas without hanging mistletoe. Even if it hangs high in your home, leaves can fall to the floor where dogs and cats can take a nibble. Kissing under the mistletoe may make your heart race, but it can cause just the opposite when eaten by your pets. Signs of poisoning include vomiting, low heart rate, erratic behavior, diarrhea, low blood pressure and difficulty breathing.

Cyclamen

These hardy potted plants are common gifts and are easy to care for. Their bright blooms, leaves and especially roots are toxic to dogs and cats. After ingestion, intense vomiting and diarrhea occur and some deaths have been reported.

"Curiosity killed the cat" and that is often what happens when cats are around the wrong plants. Taking a nibble here and there is annoying but can also be deadly.

Do your pets a favor by doing a quick inventory of plants in your house and garden – it could save their life!

Source by Deborah Shores

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